In the bygone days of the Wild West, if you offended someone or were accused of such an offense, the solution to settle the dispute was pretty simple – pace off 20 steps, hands by your side, and the first one to draw their six-shooter and aim accurately was deemed to have won the dispute, public sentiment aside.
Today, as a Business Owner or Property Owner, if someone has decided you have offended or otherwise injured them, there is a lawyer ready to file suit on their behalf, whether that someone is an employee, customer, vendor, supplier or visitor. Wrongful acts include harassment and all forms of discrimination based on age, race, religion, national origin, disability, pregnancy, or sexual orientation. And if that’s not enough add allegations of mental anguish, emotional distress and humiliation. Instead of reaching for you six-shooter to defend yourself, grab you Employment Practices Liability policy, with beefed-up firepower of Third Party coverage, which, if you are deemed negligent, will pay up to the policy limits, with defense cost either inside or outside those policy limits. Never heard of this coverage? Not anymore! Consider yourself informed. Now you can ride in to the sunset, knowing the bad guys won’t have the drop on you.
For more information, visit our website or call John Czel at ACBI, 203-254-4587.